Trustees can appoint Abacus Investment Management Ltd as their Investment Advisers and benefit from our comprehensive Trustee Investment Service, which includes:

•      Appointment documentation and processes
•      Analysis of the deeds
•      Analysis of the accounts and valuations
•      Ascertain the attitude to investment risk vs return
•      Ascertain any ethical or environmental stance
•      Derive an agreed benchmark for future comparison
•      Analysis of existing trust assets against benchmark
•      Beneficiary and objectivity research
•      Ascertain expected income and lump sum requirements
•       Discuss potential growth and expectations
•      Longevity research, analysis and reporting
•      Consideration of tax-efficient structure(s)
•      Investment recommendations
•      Investment arrangement/rearrangement
•      Assistance with beneficiary reporting
•      File and correspondence management
•      Updates on relevant legislation and taxation issues

On-going reviews -

•     growth vs benchmark
•     valuations
•     adjustments
•     effect of payments on future potential, etc

The Trustees Act 2000, which came into force in February 2001, requires trustees to obtain and consider what it describes as “proper investment advice” and review their trust’s investments “from time to time.” The act also moved the burden of proof that an investment was prudent from the beneficiaries to the trustees.

Section 5(4) of the act defines ‘proper investment advice’ as ‘the advice of a person who is reasonably believed by the trustee to be qualified to give it by his ability in, and practical experience of financial and other matters’ in other words, an experienced and unbiased Financial Adviser.

Abacus Contact: Senior Investment Consultant or Business Development Team

The FSA do not regulate some forms of advice, for example tax, legal and health advice.